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We review credit cards and identify the best balance transfer deals out there. Low interest rate balance transfer offers allow you to save hundreds of dollars by transferring your high interest credit card balances. Even if you don't have a large amount of credit card debt, low rate balance transfers can be used as alternatives to high interest loans. AARP Visa Card by Chase
Review: The AARP Visa card is an AMAZING credit card. It offers a 0% APR for the first 12 billing cycles on purchases and balance transfers. Transfers carry a 3% fee.
The truly amazing part of the card is that during the first 6 months of use you receive an UNLIMITED UNCAPPED amount of cashback on all purchases. Every purchase made gives a 5% cashback which of itself is fairly unheard of, but to have no caps or limit on the amount of cashback available makes this a truly a unique credit card off.
It carries a low intro rate of 0% APR on purchases for 12 months. Afterwards, it jumps to 13.24% or more.
0% APR on purchases and transfers for the first 12 months, with 3% balance transfer fees. After signup, the fee is either $5 or 3%, depending on which is greater. There is no annual fee. You must be an AARP member to receive the card, anyone can become an associate member for $11-$16/year.
(5/5)
