
Review: The Citi Platinum Select card is great if you plan on making some large purchases and would like to pay no interest on them for 12 months (7 months if your credit is not sufficiently high enough). If your looking to transfer balances to the card you’ll pay 3% of the amount transferred which lessens the benefit of the 0% introductory rate. Despite this fee, considering the no interest for 12 months on purchases, this is a good card to have.