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Popular Offers
About Us
We review credit cards and identify the best balance transfer deals out there. Low interest rate balance transfer offers allow you to save hundreds of dollars by transferring your high interest credit card balances. Even if you don't have a large amount of credit card debt, low rate balance transfers can be used as alternatives to high interest loans. Penfed Promise Visa Card
Review: The Penfed Promise card is primarily targeted to those that have a genuine desire for a consistently low APR. It offers a 4.99% APR for the entire lift of the balance until you pay it off. Transfers carry no fee. Additionally there is no cash advance, foreign transaction, over limit, or late fees.
The waived fees are what makes this card worth considering for many.
There is a 7.49% APR on purchases that is locked for 36 months.
There is no annual fee. You must be a member of Penfed to apply.
Our Rating: 
(4.1/5)
(4.1/5)Balance Transfer (APR): 4.99%
BT Offer Length: life of balance
BT Fee: 0%
Intro Rate (APR): 7.49%
Intro APR Length: 36 months.
Annual Fee: $0
Cashback: 0%
Please comment on this offer, we’re interested in knowing what credit scores people are being accepted with as well as if the offer changes.
Great card, it’s easy to join penfed (https://www.penfed.org/howToJoin/overview.asp) and APR for life offers are fairly rare these days.