Usbank LinuxFund Visa Card

Review: The LinuxFund Visa card is one of the few remaining 12 month 0% balance transfer cards that carries a capped fee. It offers a 0% APR for the first 12 billing cycles on purchases and balance transfers.  Transfers carry a $75 fee maximum.

The rewards portion of this card also gives a 1% cashback incentive on purchases.

It carries a low intro rate of 0% APR on purchases for 12 months.  Afterwards, it jumps to 11.99% or more.

0% APR on purchases and transfers for the first 12 months, with 3% capped balance transfer fees.  After signup,  the fee is either $5 or 3%, depending on which is greater.  There is no annual fee.

Our Rating: (4.4/5)
Balance Transfer (APR): 0%
BT Offer Length: 12 months
BT Fee: 3% (capped to $75).
Intro Rate (APR): 0%
Intro APR Length: 12 months
Annual Fee: $0
Cashback: 1%.
Please comment on this offer, we’re interested in knowing what credit scores people are being accepted with as well as if the offer changes.

 

5 Responses to “Usbank LinuxFund Visa Card”

  1. Jimmy Troika says:

    Nice card, careful though if you have more than one usbank card!

  2. Malerie says:

    Don’t appply with a request for a balance transfer, you’ll get a low limit. Call afterwards to do the BT.

  3. Sam Windon says:

    This is a sweet card, I got $10k instant approval with a score in the high 700s

  4. Susan Tolsten says:

    If you call the underwriters, they’ll increase your credit line up to a $25k maximum.

  5. Reggie says:

    At last! Smeonoe who understands! Thanks for posting!

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